If you fail or refuse to make repayment(s) as per your loan agreement then we may do any one or all of the following:

  • Adding default fee(s) to your loan balance;
  • Attempting direct debit transaction(s) for the outstanding arrears amount from your nominated bank account at any date/time after the default date;
  • Reporting your credit default to credit reporting agencies;
  • Contacting your employer to lodge a wage deduction request;
  • Employing a debt collection agency to recover the debt. This will incur a collection agency fee;
  • Taking legal action against you; and/or using any other rights and powers under your loan agreement with us.